Structured Capital.
Built Around Your Business.

Cashera specializes in bespoke term loan financing for small and mid-sized SMEs, with highly structured solutions built around complex capital needs. We don’t fit businesses into lending boxes, we build the structure around them.

OUR APPROACH

We don't fit businesses into lending boxes.
We build the structure around them.

We originate and fund $0.5MM to $5MM in structured term loans for qualified North American businesses, built around actual cash flow and deal dynamics, not rigid lending boxes.

FINANCING OVERVIEW

Our Business

LOAN SIZE

$0.5MM-$5MM

SPEED

Initial decisions in 24-48 hours Closing in as little as 5-7 days

TERM

$0.5MM-$5MM

RATES

15% - 31%

structured based on risk, collateral, and deal complexity

COLLATERAL

Flexible collateral structures including:

UCC-1 (1st & 2nd position)
Real Estate, Equipment/Machinery
Personal or corporate guarantees
Commercial contract lockbox

LOAN SIZE

Broad industry coverage with a focus on cash flowing businesses. Complex or special situations considered.

OUR PROCESS

With Us Partner
Program Works

We originate and fund $0.5MM to $5MM in structured term loans for qualified North American businesses, built around actual cash flow and deal dynamics, not rigid lending boxes.

STEP 01

Apply

Submit your financing request along with a snapshot of your business and capital need.

STEP 02

Review

We assess cash flow, deal dynamics, and collateral. Initial decisions delivered in 24 to 48 hours.

STEP 03

Structure

A bespoke term loan is structuredaround your business, with flexible collateral and terms.

STEP 04

Fund

Closing in as little as 5 to 7 days.Capital deployed directly to support your business.

PARTNER WITH US

Who We Work With

We partner with businesses seeking structured capital for growth, refinancing, or time sensitive opportunities.

Public and private companies seeking $500K-$3MM in structured capital

Cash flowing businesses with clear repayment visibility

Companies navigating complex or time sensitive situations

Borrowers open to structured collateral solutions

Get Started

Ready to structure capital around your business?

Initial decisions in 24 to 48 hours. Closing in as little as 5 to 7 days.

Your information is reviewed confidentialy intial reponse within 24 to 48 hours.